Real estate appraisal services for homeowners in the city of Melbourne and Brevard County

Check out the top 7 reasons FL homeowners hire Howe Appraisals LLC:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge Brevard county's assessment of your property
Remove PMI to reduce a monthly mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
To settle an estate in FL by determining the true market value of real estate in question

Own a home in or near Melbourne, FL and need help deciding the price of it?
Contact Howe Appraisals LLC.

At Howe Appraisals LLC, we understand the special needs of a consumer in need of appraisal services. Our typical business clients are used to the appraisal process and the usual "products" we deliver to them. As our non-traditionalclient, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Howe Appraisals LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value estimation than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experts in helping homeowners just like you get rid of unneeded PMI insurance.

Challenging Brevard county's assessment of your property

Lets say your house is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting an appraisal from Howe Appraisals LLC is your #1 weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Howe Appraisals LLC can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd prefer to have a seasoned appraiser double-check it for precision or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Howe Appraisals LLC can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Howe Appraisals LLC can help you with that. While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.